Financial Calculators
Financial Calculators
Loans
- Auto Rebate vs. Low Interest Financing
Determine if a rebate or low interest financing is better based on price, rebate, and interest rates.
- Simple Loan Payment
Calculate your loan amount or monthly payment. View balances, payments, and interest totals.
- Payment Options
Choose fixed-term loan payments or varying credit line payments based on balance or interest.
- Loan Comparison Calculator
Compare monthly payments, fees, and costs to find the best loan option. View detailed results.
- Consolidate
Evaluate if debt consolidation suits you. Adjust terms, loan types, or rate to fit your budget.
- Enhanced Loan Payments
Explore different loans by adjusting payments, amount, interest rate, or term. View amortization.
- Existing Loan Calculator
Analyze your current loan's remaining balance. View a detailed payment schedule.
- Payoff Credit Line
See what it takes to pay off your credit line and adjust to meet repayment goals.
Mortgage
- Mortgage Payoff
Discover how much interest you can save by increasing mortgage payments. View full amortization.
- Mortgage Qualifier
Determine your home-buying budget by calculating mortgage qualification based on income or payment.
- Adjustable Rate Mortgage Calculator
Estimate your payments on an adjustable rate mortgage, where interest rates and payments can vary.
- Mortgage APR
Calculate the Annual Percentage Rate (APR) of your mortgage. View the full amortization schedule.
- 15-Year vs 30-Year Mortgage Comparison
Compare 15- and 30-year mortgages. Shorter terms save interest, but higher payments may be needed.
- Mortgage Loan Monthly Statement
Calculate monthly mortgage payments and see how prepayments affect interest and principal balances.
- Mortgage Points
Decide whether to buy points to lower your interest rate or increase your down payment.
- Mortgage Refinance
Determine if refinancing is wise by analyzing your current rate, new rate, closing costs, and break-even time.
- Mortgage: Rent Vs Buy
Decide whether to rent or buy by comparing fees, taxes, and payments. View detailed results.
- Should I Refinance?
Calculate potential interest savings and break-even time to decide if refinancing your mortgage is worth it.
Savings
- Benefit of Spending Less
See how much budget reductions can grow if invested, with and without taxes factored in.
- College Savings Plan
Develop or adjust a long-term plan for saving for your child's education. View detailed results.
- Compound Savings
Demonstrate how consistent investments over time can build wealth, even with small additions.
- Savings
Determine what it takes to reach your financial goal for a sabbatical, down payment, or other savings.
- Health Savings Account (HSA) Contribution
Calculate your allowed HSA contribution for the current tax year based on age and coverage.
- HSA Goal
Plan for retirement by determining how to reach your desired HSA balance to carry into retirement.
- HSA Savings
Estimate how much your HSA will grow over time. Adjust your plan to optimize savings.
- HSA Vs Traditional
Compare the savings of a High Deductible Health Plan with HSA to a traditional health plan.
- Lunch Saver
Illustrate the impact of small savings like bringing lunch to work on your overall savings.
- Millionaire
Find out what it takes to save a million dollars. See when you might reach this goal and how to adjust your plan.
Investments
- Certificate of Deposit (CD) Interest
Calculate the interest and APY for your CD. View a detailed schedule of your CD's balance and earnings.
- CD Ladder
Explore the benefits of a CD Ladder for better rates and liquidity by staggering maturities.
- Compound Interest
See how frequent compounding increases savings by earning interest on interest over time.
Retirement
- Social Security Benefits
Estimate your Social Security benefits based on work history and income. Actual benefits may vary.
- Roth IRA
Roth IRAs offer tax-free growth on retirement savings, though contributions are not tax-deductible.
- Roth Transfer
Evaluate converting a Traditional IRA to a Roth IRA. Compare the pros and cons for your situation.
- Traditional IRA
Get a tax deduction now with a Traditional IRA, while enjoying tax-deferred growth until retirement.
- Retirement Plan
Create a retirement plan, including savings, withdrawals, and Social Security benefits for you and a spouse.
- 401K Savings Plan
Maximize retirement savings with a 401(k) plan offering tax-deferred contributions and employer matching.
Debt
- Credit Assessment
Assess your credit as 'Good,' 'Fair,' or 'Needs Improvement' based on your information.
- HELOC Credit Calculator
Estimate the home equity line of credit you may qualify for, considering your home's value and debts.
- Debt Amount
Calculate how much you owe on credit cards and loans. Start planning your debt management strategy.
- Debt Consolidate
Determine if debt consolidation suits you by adjusting loan amounts, terms, and rates to fit your budget.
- Payoff Credit Cards
See what it takes to pay off your credit card balance and adjust your plan to meet repayment goals.
Personal
- Balance Your Checkbook
Easily balance your checkbook by matching your statement's ending balance with outstanding items.
- Disability Insurance Calculator
Estimate how much disability insurance you need to cover expenses during temporary or long-term income loss.
- Emergency Savings Estimator
Determine how much you need in emergency savings to handle unexpected financial situations.
- Home Budget Calculator
Track income and expenses to manage your monthly budget effectively. Identify areas for improvement.
- Life Insurance Estimator
Calculate the life insurance coverage you need based on assets, expenses, income, and future inflation.
- Net Worth Calculator
Assess your net worth by subtracting liabilities from assets, and project growth over the next decade.
Loans Online Accounts Locations
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.